CBCC Lunch & Learn - Business Insurance 101

Presented By:    Melvin Bush, President / CEO, Insurance Design & Placement
Hosted By:        Floyd Jones
 

This is a high level overview primer on basic Business Insurance.  If you own your own business or are a partner in one, you're probably already familiar with risk. After all, few things in life are riskier than launching and running your own small business. 
 

Large companies employ full-time risk managers to keep their risk-taking to a minimum. But chances are that as a small-business operator, you are your company's risk manager, along with its personnel director, office manager and possibly the entire staff all rolled into one.

“Who has time to think about insurance?”

This informative event will touch upon some of the questions that you may have as a business owner;
 

• I’m just getting my business started.  Do I need insurance right away?
• I don’t have any major business assets.  Why do I need insurance?
• Is insurance coverage different for different businesses?
• What types of property do I need to insure?
• What types of property insurance should I consider buying?
• What kinds of events does business insurance cover?
• What if someone sues my business?
• Will I need to protect my employees in the event they are injured on the job?
• I work out of my home.  Will my homeowners insurance cover my business?
• I think that it is time to offer my employees some benefits.  What do I need to know?